What it costs
- Entry price
- Free, then $55 per station per month
- Pricing model
- subscription
- Card processing
- 2.79% + 20¢ on the $0 plan, 2.45% + 15¢ on Essentials
- Contract
- 2-year minimum on the $0 plan, month to month on Essentials
- Detail
- All-In at $0 per station with a 2-year term, or POS Essentials at $55 per station month to month. Hardware is a one-off $415 to $995 per station. The optional Core Bundle adds $50/month plus 0.20% of card volume, capped at $200.
Pricing checked 10 Aug 2026. Vendor's own pricing page
Where it annoys people
- 01 The $0 plan is a 2-year commitment with a worse processing rate, so it is a financing arrangement rather than a free tier.
- 02 Hardware is a real upfront cost per station.
- 03 Smaller integration ecosystem than Toast or Clover.
Our take
Support is the reason to pick SpotOn, and in this category that is not a small thing; 24/7 help that answers is worth more than a feature you use twice a year. Read the two plans carefully though, because the free one costs you on every transaction for two years.